Can You Use Mastercard Gift Cards on Amazon? [Answered] Can You Use Mastercard Gift Cards on Amazon? [Answered]

Can You Use Mastercard Gift Cards on Amazon? [Answered]

Can You Use Mastercard Gift Cards on Amazon? Here’s What You Should Know

Most people would find Mastercard or Visa gift cards and prepaid cards to be ideal presents. These cards are accepted globally across multiple payment terminals, both online and at brick-and-mortar stores. So, can you use Mastercard gift cards on Amazon and similar e-commerce platforms? If yes, how?

The good news is that payments on Amazon are not limited to traditional credit and debit cards. With the right tricks, you can redeem both Mastercard gift cards and prepaid cards at online shopping platforms! We have prepared this hands-on guide to help you figure out:

  • How to add a Mastercard gift card to Amazon
  • How to use a prepaid Mastercard on Amazon

If you want to get free gift cards and prepaid cards, stick with us ‘till the end. We’ll introduce you to an authentic way to earn them by performing everyday tasks on your phone!

Stash
Invest in yourself by building your financial future with Stash. Get $5 from Stash after you deposit at least $5 into your new account and a $40 Mode Mastercard.

Using Mastercard Gift Cards on Amazon Explained

Mastercard gift cards are similar to prepaid cards. They have limited values and, once activated, can be used for multiple transactions—like credit and debit cards.

According to Amazon, their app and website currently offer almost a dozen ways to complete payment for a purchase. The accepted payment methods include gift cards and prepaid cards issued by the following companies:

  • Mastercard
  • Visa
  • American Express

Besides cards from these payment networks, you can also use Amazon gift cards for your purchases. As of 2022, there are three ways to exhaust an eligible gift card at Amazon:

  1. Use it during checkout
  2. Store the card as one of your chosen payment methods
  3. Reload your Amazon gift card balance with the card

How To Use a Mastercard Gift Card on Amazon During Checkout

Amazon allows you to pay with your gift card during checkout—here are the steps you need to follow:

  1. Add the product(s) you want to your shopping cart
  2. Click on Proceed to Checkout
  3. Choose your shipping options (address, delivery speed, etc.)
  4. Click on Add a Card on the payment screen
  5. Enter the details of your Mastercard gift card:
    1. Card number
    2. Name on the card (personalized gift cards may have your name, but most cards have “A GIFT FOR YOU” written on them, which can be used in the name section)
    3. Expiry date
  6. Finish by clicking on Add Your Card

Once Amazon verifies the details provided, the gift card will appear on the list of available payment methods alongside other cards already added to your account. All you have to do is select the card you want to use and place the order. This option works for both plastic and digital Mastercard gift cards.

Source: Negative Space

What if Your Order Value Doesn’t Match the Gift Card Balance?

If your order value isn’t equal to the balance on your Mastercard gift card, don’t worry. Refer to this table to learn how to complete the payment:

Situation

Details

Your order value is higher than your gift card balance

You can combine an Amazon gift card with another credit or debit card during checkout, but this feature is not available for a Mastercard gift card. That’s because you’re already using this card as a traditional card, and Amazon doesn’t allow split payments between multiple credit or debit cards. In such cases, you can:

  • Lower your order value to match your gift card balance
  • Add the Mastercard gift card to your online Amazon gift card balance

Your order value is lower than your gift card balance

You won't have any issues completing your order if your gift card value exceeds your order value. Your card will be left with an unspent balance which you can use for future orders at Amazon and beyond

Make Shopping Easier—Get Free Gift Cards With Mode Mobile

Gift cards don’t always have to be a gift from someone—you can earn them yourself and lighten your purchase load across multiple platforms. Mode Mobile brings you a one-of-a-kind way to earn gift cards and extra cash by using your phone!

Mode Mobile's reward-based products help users earn extra income by doing simple tasks on their phones, such as:

  • Streaming music or listening to the radio
  • Playing games
  • Charging the phone
  • Shopping
  • Answering surveys
  • Reading the news
  • Checking the weather
  • Surfing the internet

We reward you for these activities with gift cards from popular brands, prepaid Mastercards, and more! Currently, we offer two complementary products:

  1. Mode Earn App—Our reward-based app works on all Android phones and has millions of satisfied users worldwide
  2. Mode Earn Phone—Our next-generation Android smartphone gives you the opportunity to earn twice as much as our app alone

Source: bruce mars

Grab Your Favorite Gift Cards With the Mode Earn App!

The Mode Earn App is a free-to-download, free-to-use app available on Google Play that gives you a legit pathway to earn extra income every day. Once you install our app, every earning task you do on your phone gets converted into reward points. You can redeem the points for various rewards presented in the table below:

Mode Earn App Rewards

Details

Gift cards

Our app helps you get free gift cards from all your favorite retailers, including:

Game cards

If you’re into playing games like Fortnite and PUBG, you’ll like our game card redemption options! We let you redeem your points for in-game currency and player items

Prepaid Mastercards

If you want widely-accepted cards, exchange your points for our easy-to-use virtual prepaid Mastercards

Cash

We also give an instant cash-out option—you can transfer the cash equivalent of your earned points to your PayPal account

Investments

Transform your points into stocks and crypto and enhance your investment profile

Physical goods

We offer gadgets and electronics in exchange for your reward points

Install the Mode Earn App to explore all the earning and redemption offers we have. The app earns you over $600 in a year, but if you want to double this income—get yourself a Mode Earn Phone!

Source: Anna Shvets

How To Store a Mastercard Gift Card as a Payment Method on Amazon

If you’re not comfortable using your Mastercard gift card during checkout, you can consider adding the card beforehand. Here's the breakdown of the procedure:

  1. Log in to your Amazon account
  2. Navigate to the Your Account page
  3. Select Your Payments
  4. Click on Add Payment Method under your desired category
  5. Enter your Mastercard gift card details
  6. Hit Save

Your Mastercard gift card should now appear on the list of the various payment methods added to your account. Once it’s done, you have the flexibility to use the card for any order that can be covered with the existing balance on the card.

How To Add a Mastercard Gift Card to Amazon Gift Card Balance

One of the more recent additions to Amazon’s payment policy is the option to reload your online gift card wallet. It’s a budgeting feature that lets you consolidate the value of multiple Amazon gift cards into a single source.

The website also lets you reload your balance with major credit, debit, and prepaid cards, making it possible for you to use Visa or Mastercard gift cards for the reload. Here’s how the process works:

  1. Log in to your Amazon account and navigate to the main menu
  2. Click on Gift Cards under Programs & Features
  3. Select Reload Your Balance under the Manage Your Gift Card tab
  4. Enter the amount you want to reload (aka the value of your Mastercard gift card)
  5. Click on Add a Credit or Debit Card under Payment Method
  6. Type in your card details and save
  7. Hit Reload

Once you’re done, the cash on your Mastercard should be successfully added to your Amazon gift card wallet. The balance you reload has no expiry date.

Source: Kindel Media

Why Should You Load Amazon’s Gift Card Balance With a Mastercard Gift Card? 

The biggest limitation of adding a Mastercard gift card as a direct payment method on Amazon is the cap on order value. Order must be within the value on the card, which may not always be feasible. Adding your Mastercard gift card to your Amazon gift card balance is by far the most practical method to shop on the website as it lets you:

  • Split payment methods—Amazon allows you to split payment between your Amazon gift card balance and another debit or credit card. You don’t have to customize your order value to match your gift card balance
  • Exhaust every penny on the card—This is an extension of the split-payment benefit. You can add the tiniest residual balance from your Mastercard gift card and exhaust it towards your Amazon purchase

What if Your Mastercard Gift Card Won’t Load on Amazon?

If you face any hiccups while using your Mastercard gift card on Amazon, it’s often because of the verification failure. In such cases, you should call the customer care number provided on the back of your card.

Many customers have complained about their card not loading on Amazon despite repeated attempts, which could be a site-specific issue. If that happens, it’s better to exhaust your Mastercard gift card balance in other ways, such as:

  • Reloading your PayPal balance with it
  • Using the card on other online or e-commerce platforms like Walmart

What About Using a Prepaid Mastercard on Amazon?

You can add prepaid Mastercards the same way as gift cards—add them as a payment method or use them to reload your gift card wallet. The only difference with using prepaid Mastercards is they have usage fees.

While gift cards don’t have any fees attached, prepaid cards include a variety of charges like a reload fee, balance inquiry fee, and transaction fee. To sum it up, you’ll have a lesser amount to spend than the total card value. Certain cards, like the Emerald Prepaid Mastercard, have no transaction fees, which makes them more suitable for online purchases.

Source: Cup of Couple

The Mode Earn Phone Can Pay For a Chunk of Your Shopping!

The Mode Earn Phone takes the earning game to the next level. Our smartphone does what no other phone can do for you—it earns you real money!

The Mode Earn Phone comes with a pre-installed Mode Earn App and doubles your reward points. That means you can earn over $1,200 every year with the Mode Earn Phone! Our device offers you 16 earning options in total—something as basic as locking and unlocking your phone will help you rack up points! Redeem your points for any of our diverse rewards you prefer.

Besides the income benefits, the Mode Earn Phone also comes with specs to die for! Our latest model—the Mode Earn Phone MEP2—offers you features that measure up to those of high-tech, modern phones. Here’s the gist of what you get:

Aspect

Specs

Hardware

  • Fingerprint and face ID
  • 128 GB storage
  • 4000 mAh battery
  • USB Type-C fast charging
  • Dual SIM

Camera and screen

  • 5 MP selfie camera
  • Triple-lens back camera (13 MP + 2 MP + 2 MP with AF)
  • 6.52-inch HD screen

Processing power

  • 4 GB RAM
  • Octa-core processor

How Much Does a Mode Earn Phone Cost?

You can get the Mode Earn Phone for a one-time price of $109 or a monthly subscription. Our subscription model is super convenient—you can get the phone by signing up for a free trial (without any credit check). After the first month, you start paying a $9.99 monthly subscription, billed quarterly.

You can recover your investment within three months of using our lucrative earning options. Not only that—if you choose the subscription plan, you’ll get a new, upgraded device every 18 months!


Featured image source: Sagar Soneji

Get Free Gift Cards In Minutes

SoFi Relay
Check your credit score with SoFi Relay and earn a $5 Mode Mastercard.
Stash
Invest in yourself by building your financial future with Stash. Get $5 from Stash after you deposit at least $5 into your new account and a $40 Mode Mastercard.
Aspiration
FOR A LIMITED TIME, earn a $75 Mode Mastercard! Plus, get up to $200 + up to 10% cashback when you create a new account and link your bank to Aspiration!
Golden Hearts Games
Win cash & support charity by playing your favorite games like slots, bingo & poker. Get 1,000 free coins at sign-up! PLUS earn a $20 Mode Mastercard on your 1st donation to charity.
Kashkick
Get cash back from Kashkick when you read emails, complete surveys, take quizzes, refer your friend, and subscribe to special promotions!