How To Use a Mastercard Gift Card Online [Explained] How To Use a Mastercard Gift Card Online [Explained]

How To Use a Mastercard Gift Card Online [Explained]

Get the Deets on How To Use a Mastercard Gift Card Online 

If you’re the lucky recipient of a Mastercard gift card, congratulations!

With the card at your disposal, all you have to do now is find something you need—or really want—and start spending. It sounds simple enough, but you might run into a couple of obstacles while trying to use your Mastercard gift card online.

If you want to know how to use a Mastercard gift card online with no difficulties, read on—this article will answer all your questions! We will also show you how to get Mastercard and other gift cards for free with Mode Mobile.

Invest in yourself
Get $20 from Stash & an $60 Mode Mastercard after you deposit at least $5 into a new account.

What Is a Mastercard Prepaid Gift Card?

A Mastercard prepaid gift card is a perfect gift when you’re not sure what to buy for another person.

Working as a regular debit card, a Mastercard gift card can be preloaded with any amount of money between $25 and $10,000 for the recipient to spend how and where they please.

The advantages of a Mastercard gift card are that it is:

  1. Transferable to anyone
  2. Easy to budget with
  3. Not linked to any stores or outlets
  4. Available in physical or digital form

Mastercard Gift Cards Can Be Given to Anyone

You can give a Mastercard gift card to anyone, as long as their name is specified when the card is purchased.

Some gift card vendors even allow you to personalize Mastercard gift cards with a photo, although this may incur a fee.

Mastercard Gift Cards Are Easy To Budget With

You can check the balance on a Mastercard gift card easily by:

  • Calling the helpline on the number printed on the back of the card—Once you have dialed the number, an automated system will ask for the card details before informing you about the remaining balance, so be sure to have the card handy
  • Visiting the website listed on the back of the card—You may have to create an account to get the card balance information

Once you have checked your balance, budgeting how much you spend with the card becomes easy—once the funds are exhausted, the card can no longer be used. The danger of overspending (present when dealing with credit cards) is removed.

Mastercard Gift Cards Are Not Linked to Any Store or Outlet

You can use Mastercard gift cards at any place where Mastercards are generally accepted.

Some store-specific cards—such as those from Amazon or Walmart—allow you to purchase only from those vendors. Mastercard gift cards give you the freedom to shop anywhere you see the Mastercard logo.

Mastercard Gift Cards Are Available in Physical or Digital Form

Mastercard gift cards come either as plastic physical cards or eGift cards.

Physical cards have to be delivered to your address, with the PIN sent via separate mail.

Details of eGift cards are sent via email, so your balance is available to use immediately.

The only disadvantage of the digital format is that you can’t use your gift card to:

  • Draw cash from an ATM
  • Make physical purchases in-store

Do You Need To Activate a Mastercard Gift Card?

Cards purchased directly from Mastercard are normally ready for immediate use without any further action necessary, but if your card was bought from a gift card vendor, you may need to activate it.

This can be done:

  1. By phone—using the number supplied on the back of the card
  2. Online—by following the link on the back of the card

To activate your card, you may be asked to provide your:

  • Name
  • Address
  • Phone number

These details are collected for security purposes—to avoid fraud and protect you in the event of your card getting lost or stolen.

Where Can You Use an Online Prepaid Mastercard?

Online prepaid Mastercards can be redeemed on most vendors’ websites to pay for goods or services.

The most notable exceptions to this are:

  • PayPal
  • Google

Apart from these providers, most online stores or services will accept a Mastercard gift card.

This means you can give a Mastercard gift card to:

  1. Kids to use on Roblox, Amazon, or Fortnite
  2. Friends for when you can’t think of an appropriate gift
  3. Loved ones who you want to spoil

How To Use a Mastercard Gift Card for Online Purchases

Using a Mastercard gift card to shop online is simple. At checkout, you should choose the option to pay with a debit or credit card—don’t choose the gift card option.

Mastercard gift cards work like normal debit cards, meaning that, for every purchase, you will be asked to provide:

  1. The card number
  2. Your name as it appears on the card
  3. The CVC—usually a three-digit number on the back of the card

Once you have entered this info, you may be asked to provide address details. You should fill in the address under which your card was registered when it was bought.

Source: Pixabay

Get a Mastercard Gift Card for Free With Mode Mobile!

Receiving a Mastercard gift card is great when it’s a present from someone, but earning one yourself by using your phone is a whole different ball game. Mode Mobile offers you exactly that opportunity!

We’ve created ways for you to:

  1. Earn points
  2. Turn them into great rewards to spoil yourself

There are no hidden fees from Mode Mobile, only multiple ways to earn rewards by using our two products:

  1. Mode Earn App
  2. Mode Earn Phone

Source: Mode Mobile

How Does the Mode Earn App Work?

The Mode Earn App is free to download on Google Play.

With over 30 million downloads and a 4.4 rating, the Mode Earn App lets you earn rewards by performing everyday tasks on your phone, like:

  • Playing your favorite games
  • Playing music or listening to the radio
  • Shopping online
  • Surfing the net
  • Inviting friends to get the app or phone
  • Tracking your fitness levels
  • Filling out surveys
  • Watching short clips
  • Trying out new apps

You can even earn points by charging or unlocking your phone, and our current rewards model enables you to earn up to $600 a year in cash and other rewards.

Once you have got enough points, you can start redeeming them for:

  • Airtime
  • Gift cards from Amazon, Walmart, Target, Starbucks, and more
  • Prepaid Mastercards
  • Game cards
  • Crypto and stocks
  • PayPal cash

Can’t Use a Mastercard Gift Card Online? Help Is at Hand!

If you are having trouble using your Mastercard gift card for online transactions, it might be because of the following issues:

  1. Balance on the card is insufficient
  2. The card is not activated
  3. The address is wrong

There Is Not Enough Balance

If you’re trying to buy something worth more than the balance available on your card, the transaction will be declined.

The only way around this is to:

  • Choose a cheaper item
  • Reload your card with more funds to make up for the shortfall
  • Split purchases of multiple items into two or more separate transactions

To avoid this issue in the first place, you can add your Mastercard gift card balance to a digital wallet, such as Google Pay, Apple Pay, or Samsung Pay.

To do this, you will have to:

  1. Open the relevant app on your device
  2. Follow the prompts and enter all the details required—you may need to take a photo of your card, so eGift cards will not work for this method

The Card Is Not Activated

Some gift card vendors require you to register or activate your gift card before it can be used.

Check the documentation that came with your card—this will either be in the envelope for the physical card or the email you received for your digital card. Follow the instructions to activate your card, and you should receive a confirmation notification that you can go ahead and transact with it.

The Address Is Wrong

To eliminate fraud, some vendors may require you to confirm the address under which your gift card was registered.

Make sure you input the exact address quoted when your card was purchased. If someone gave you the gift card, you may need to contact them to get the address details they used.

Can You Combine Mastercard Gift Cards?

You normally can’t combine or consolidate Mastercard gift card balances.

As an example, if you have five different Mastercard gift cards with a balance of $10 each, you can only use each one on its own. This means that you can only buy five separate items at up to $10 each and not one item for $50.

Amazon offers a workaround—the option to add multiple gift card balances to your gift card account. The total balance will only be redeemable on Amazon, but at least you will increase your spending power significantly.

Want More Reward Points? You Can Get Them With a Mode Earn Phone!

Source: Mode Mobile

Want to turn $600 into $1,200?

By getting a Mode Earn Phone, you can earn double the points for performing the same tasks on your phone—your total rewards could go over $1,200 a year.

The Mode Earn Phone is a high-spec device that comes with a pre-installed Mode Earn App.

Our latest model—the Mode Earn Phone MEP2—comes with the following features:

Mode Earn Phone MEP2 Features


  • 6.52’’ HD screen
  • Dual SIM slots
  • Triple-lens camera—13MP + 2MP + 2MP
  • 5MP selfie camera
  • 3.5mm headphone jack
  • 4,000-mAh battery with overvoltage protection


  • 128GB storage
  • 1.6Ghz chip
  • Octa-Core ARM Cortex


  • Gravity, light, proximity, gyroscopic, and compass sensors
  • Fingerprint and Face ID unlock
  • IEEE 802.11 b/g/n Wi-Fi hotspot and BT4.2 Bluetooth connectivity

How To Purchase a Mode Earn Phone

Getting your hands on your Mode Earn Phone is easy—you have two options to choose from:

  1. Buying your phone—Get the latest, fully-specced Mode Earn Phone for $109. The phone will be delivered to you and is yours to keep and use for earning rewards
  2. Subscribing and paying a monthly fee—Sign up for a free trial and, once it ends, pay a monthly subscription of $9.9, billed quarterly. If you choose this option, we’ll even give you a free upgraded device every 18 months!

Mode Mobile is the easy way to earn supplemental cash hassle-free! Get a Mode Earn Phone and start earning today!

Featured image source: AKuptsova

Get Free Gift Cards In Minutes

Invest in yourself
Get $20 from Stash & an $60 Mode Mastercard after you deposit at least $5 into a new account.
Earn an easy $4 TODAY!💸
Take full control of your subscriptions. Earn a $4 Mode MasterCard when you sign up and link your bank account to Rocket Money!
TODAY get a FREE stock and $15!💰
Get 1 FREE stock worth up to $225 + a $15 Mode MasterCard after you sign up for Robinhood and fund your account with at least $1!
Get cash back from Kashkick when you read emails, complete surveys, take quizzes, refer your friend, and subscribe to special promotions!