Everything You Wanted To Know About a Mastercard eGift Card Everything You Wanted To Know About a Mastercard eGift Card

Everything You Wanted To Know About a Mastercard eGift Card

A One-Stop Guide to a Mastercard eGift Card—All Questions Answered!

Mastercard eGift cards are known by different names—digital, electronic, virtual, and even mobile gift cards—but many people have a hard time figuring out how they work. Is a Mastercard eGift card as widely accepted as its plastic counterpart, or does it come with usage limitations?

With online transactions and digital payments becoming the norm, virtual cards are considered a useful gift for everybody. In this guide, we have covered all common queries regarding Mastercard eGift cards, including:

  • Where to buy a Mastercard eGift card
  • How to use the card online and in stores
  • How to send a Mastercard gift card via email

We will also show you a terrific method of earning free gift cards by using your phone for regular tasks, such as playing music and charging.

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Where Can You Purchase Mastercard Electronic Gift Cards?

You can purchase Mastercard eGift cards and similar electronic prepaid cards on various websites and apps, mainly:

  1. All major e-commerce platforms like Amazon, Walmart, Target, etc.
  2. Websites of banks and financial service companies (like MetaBank, H&R Block, and similar)
  3. Mastercard’s gift card portal (it offers you a variety of digital gift cards that are accepted globally)
  4. Dedicated gift card sale and exchange platforms, such as Gyft, eGifter, etc.

Most Mastercard gift cards have a purchase fee between $3 and $6, depending on the denomination of the card, which is usually in the range of $10 to $500. There are no additional fees for these cards—the recipient is free to use the entire value of their card for purchases.

What To Expect When Buying a Mastercard eGift Card

The process of buying a Mastercard eGift card is pretty straightforward. All you have to do is:

  1. Go to the website or app that sells the card you want
  2. Hit the Purchase or Buy button
  3. Select a design template for the card and a suitable message—you can:
    1. Pick among the default designs and prompted messages
    2. Personalize the card with a customized photo or a message
  4. Choose the value of the gift card you want to purchase
  5. Enter the recipient’s details—name, email address, phone number, etc.
  6. Set up a delivery date—most websites also offer a Deliver Now or similar option
  7. Pay with your bank account or any traditional card during checkout

Once the purchase is complete, the virtual gift card will be delivered to the recipient’s email address. Certain websites also offer the option to deliver the card via a text message containing a link to the card. If you choose the instant delivery option, it can still take between five minutes to one hour for the recipient to get the digital gift card due to the processing time.

Source: Brooke Cagle

Mode Mobile Gives You Bigger and Better Rewards

Both Mode Mobile products help you earn hundreds of dollars worth of reward points, which can be redeemed for gift cards and other prizes. Here’s a glimpse of what we offer:

  • Gift cards from top retailers:
  • Prepaid cards
  • PayPal gift cards (a cash equivalent of your reward points sent to your PayPal account)
  • Game cards and player items (for games like Fortnite, Free Fire, PUBG, etc.)
  • Crypto and stocks
  • Physical goods (like mini-drones and Bluetooth speakers)
  • Airtime
  • Shopping discounts
  • Cashback deals

Source: Wesney Tingey

Digital Mastercard Gift Card Email Delivery Explained

The delivery email for a digital gift card contains all the information about the card that the user will need, including:

  • Virtual replica of the card displaying:
    • Card number
    • Expiry date (although certain Mastercard eGift cards have a no-expiry feature)
  • Instructions on how to register or activate the card
  • Link to the cardholder agreement
  • Personalized message associated with the card
  • Customer care number of the issuer

If you’re sending a Mastercard or Visa gift card to someone, make sure that they received or recognized the delivery email. The email can often be lost in junk folders, and certain users also tend to ignore it, assuming it’s spam mail from scammers. Most Mastercard eGift card issuers have a strict policy against returns and refunds once the email is successfully delivered. You cannot get your money back even if:

  • The card is unused
  • Your card details or redemption codes are lost or stolen

How To Use a Virtual Mastercard Gift Card

Most virtual Mastercard gift cards can be redeemed both online and at brick-and-mortar stores, practically anywhere Mastercard debit cards are accepted. Certain issuers may restrict virtual gift cards for online use only. Such cards usually have a redemption code instead of a card number or a PIN.

Source: naipo.de

Refer to the table below to understand how to use your Mastercard eGift card online and in physical stores:

Where To Redeem



All you have to do is enter the card details from the delivery email during checkout. You can use your Mastercard eGift card on:

Brick-and-mortar stores

Most Mastercard electronic gift cards can be used in physical stores. To do so, follow the steps below:

  1. Take a printout of your gift card from the delivery email
  2. Buy the product you want and tell the cashier you want to pay with a Mastercard eGift card during checkout
  3. Provide your card printout so that the cashier can scan its barcode or input the card details manually

Many users also use a mobile screenshot of the card instead of a printout of the delivery email. You should ensure the sensitive details of your digital card are kept safe to prevent misuse

Can You Add Money to a Mastercard eGift Card?

Gift cards, whether digital or plastic, are not reloadable like other prepaid cards. You cannot reload your gift card balance with cash or balance from debit cards, although you can use it for multiple transactions across different platforms until you exhaust its full balance.

If you want a stored-value card whose balance you can recharge, you can always get a prepaid Mastercard.

A prepaid Mastercard can be reloaded with cash repeatedly and doesn't store that many sensitive user details like credit or debit cards do. That’s why many people consider it a safer payment alternative to traditional cards, especially for online transactions. Mastercard also issues virtual prepaid cards that can be delivered and used on digital platforms.

Get Gift Cards and Virtual Prepaid Mastercards for Free!

For those who like shopping online, gift cards and prepaid cards are surely more valuable than cash. The issue is that buying them for yourself may seem a bit pointless. After all, there are purchase fees associated with such cards. The question is—what if there’s a way to get these payment cards for free?

With Mode Mobile, there is! Our company brings you exciting new opportunities to earn gift cards, prepaid cards, and other awesome prizes by doing ordinary tasks on your phone, such as:

  • Streaming music or playing the radio
  • Shopping
  • Reading the news
  • Browsing the internet
  • Checking the weather
  • Playing games

Source: Tarun Dhiman

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Featured image source: CardMapr

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