Can I Use an Amazon Gift Card To Pay My Amazon Credit Card? Can I Use an Amazon Gift Card To Pay My Amazon Credit Card?

Can I Use an Amazon Gift Card To Pay My Amazon Credit Card?

Can I Use an Amazon Gift Card To Pay My Amazon Credit Card?

We all shop on Amazon and want to get the best deals possible. With Amazon credit cards, we can! They are a fantastic option for frequent shoppers as you can earn Amazon rewards on your purchases and have flexible redemption options—with no fees whatsoever.

As it is typical with credit cards, you have to pay your credit card bill at some point, which might make you wonder—can I use an Amazon gift card to pay my Amazon credit card?

This article will provide all the information you need. You will also find out how to get more Amazon gift cards for free because, let's face it—you can never have enough of them!

Can You Use an Amazon Gift Card To Pay an Amazon Credit Card?

Unfortunately, it is not possible to pay an Amazon credit card with a gift card. In general, payments to a credit card are not possible using debit cards, credit cards, or gift cards (which are essentially prepaid cards).

This kind of payment is called a “swipe” transaction, and card issuers generally don’t allow them. That is because they make a profit by receiving interchange fees from every transaction. If they allowed you to pay a credit card bill using a prepaid card, i.e., a gift card, the card issuer would cover those fees and make no profit whatsoever.

Theoretically, if this sort of transaction was possible, you could use your credit card to purchase many prepaid gift cards and then use these gift cards to pay the credit card bill. You would get rewards points on your credit card, but the credit card company would have no benefit.

Types of Amazon Credit Cards and Benefits That Come With Using Them

Just as it offers an astounding variety of products, Amazon also offers a solid selection of credit cards. While what they all have in common is the fact that you can't pay an Amazon credit card with an Amazon gift card, that doesn’t mean your wallet can’t benefit at all from using them regularly.

Source: Андрей Сизов

Take a look at the overview of the four credit card options Amazon offers:

Types of Amazon Credit Cards

Where Is It Valid?

Rewards on Purchases on Amazon and at Whole Foods

Rewards for Payments at Restaurants, Drugstores, and Gas Stations

Rewards on Other Purchases


Amazon Store Credit Card—Non-Prime Members

Amazon only

Special financing options

Not applicable

Not applicable

No annual fees

Amazon Store Credit Card—Prime Members

Amazon only

5% or special financing options

Not applicable

Not applicable

No annual fees (but requires Prime membership, which costs $119)

Amazon Store Credit Card—Prime Members

Any place that accepts Visa cards




No annual fees

Amazon Prime Rewards Visa Signature Card

Any place that accepts Visa cards




No annual fees (but requires Prime membership, which costs $119)

Rewards and Gift Cards You Can Get for Using an Amazon Credit Card

Whichever Amazon credit card you choose, you will enjoy certain benefits. For example, the Amazon Prime Rewards Visa Signature Card grants you 5% back in rewards, and you can earn $500 if you spend $10,000 at Amazon and Whole Foods combined within one year.

If you decide to get an Amazon credit card, you will receive a welcome gift card:

  1. Store Card for non-Prime members—$10 gift card
  2. Store Card for Prime members—$60 gift card
  3. Rewards Visa Signature Card—$70 gift card
  4. Prime Rewards Visa Signature Card—$150 gift card

Ways To Pay Your Amazon Credit Card Bill

You can't use an Amazon gift card to pay an Amazon store card bill, but you have three other ways to do it:

  1. Make your Amazon credit card payment online
  2. Pay your Amazon credit card bill by phone
  3. Make an Amazon credit card payment by mail

How To Pay Your Amazon Credit Card Bill Online

Follow these steps to pay your Amazon credit card bill online:

  1. Log in to your account
  2. Move your cursor to Payments and select the View and Make Payments option
  3. Choose the amount you want to pay and select a payment date
  4. Select a payment method
  5. Provide your bank's Routing Number and your Checking Account Number and click on Confirm

How To Pay Your Amazon Credit Card Bill by Phone

Another way to make a credit card payment is to call Synchrony Bank—the bank that issues these cards. Here’s what you need to do:

  1. Dial 1-866-634-8379
  2. Listen to the prompts and press two, then press one after the next set of prompts
  3. Enter your card’s account number
  4. Follow the prompts to complete the payment

How To Pay Your Amazon Credit Card Bill by Mail

Synchrony Bank also accepts payments sent by mail. Here is how to do it:

  1. Address a check or money order to Synchrony Bank/Amazon
  2. Add the remittance slip from your monthly statement for the amount you want to pay
  3. Send everything to Synchrony Bank/Amazon, P.O. Box 960013, Orlando, FL 32896-0013

Give Your Credit Card Some Rest and Save Money With Free Gift Cards

Source: yang miao

Amazon credit cards undoubtedly offer you a lot of benefits and are particularly useful if you shop on Amazon or Whole Foods regularly. Still, you will ultimately pay for anything you purchase from your own pocket. That's why gift cards are fantastic, even though you can’t pay off your credit card debt with them.

With Mode Mobile, you don't have to wait for your next birthday or another special occasion to receive an Amazon gift card. We believe that large companies should share a portion of their profits with those who have enabled them to prosper—their consumers. Big guys are all making money, but thanks to our products, so will you!

You can install our Mode Earn App on any device and start making supplemental income immediately. Every minute you spend watching videos or playing games brings you redeemable points, which you can quickly turn into an Amazon gift card!

If you are serious about monetizing the use of your phone, you should get a Mode Earn Phone—the first "earn-as-you-go" Android-based device that comes with the pre-installed app. With this device, you can collect points twice as fast as with the app installed on any other phone.

Source: Mode Mobile

Mode Mobile—A Fun and Easy Way To Get Free Amazon Gift Cards

With Mode Mobile, you can get free gift cards quickly and easily and redeem them for numerous redemption items. Using our two products—Mode Earn App and Mode Earn Phone—you can get gift cards, other rewards, and even cash by performing various activities on your phone, such as:

  • Checking the weather
  • Reading the news
  • Responding to surveys
  • Watching video ads
  • Surfing the net
  • Playing mobile games

Even something as simple as locking and charging your phone grants you points! When you accumulate enough points, you can redeem them for some fantastic rewards, such as Amazon gift cards and many others that you can use online or in stores.

Install the Mode Earn App—Start Getting Rewards

If you like free gift card apps, you will love the Mode Earn App. Our app enables you to make supplemental income in the form of gift cards, coupons, cryptocurrency, and actual cash. The best part is that you don't even need to invest too much time and effort into earning—you can make that supplemental income while relaxing and enjoying everyday activities on your phone.

Source: Radu Mihai

When you install the Mode Earn App, you will:

  • Earn up to $600 a year in gift cards, coupons, cryptocurrency, physical items, and cash
  • Get paid for doing simple activities you enjoy
  • Get access to discounts and fresh offers from top brands

Download the Mode Earn App from Google Play and become one of the millions of users worldwide who have been earning hundreds of dollars a year while having fun!

Invest in the Mode Earn Phone—Double the Rewards

The Mode Earn Phone enables you to collect points twice as fast as the app-only users. It doubles your points per activity, so even if you use it only casually, you will earn back your investment within a couple of months! With the supplemental income that you make using the Mode Earn Phone, you will cover the cost of the device and the data plan and earn additional rewards.

Our latest model—MEP2—boasts some fantastic specs, such as:

  • Octa-Core ARM Cortex
  • Triple-lens camera—13MP + 2MP + 2MP
  • 5MP selfie camera
  • 128GB Storage + 4GB RAM memory
  • 64GB SD in box
  • 6.52-inch HD screen
  • OS Android 11

There are two ways to get a Mode Earn Phone:

  1. Make a single $109 payment
  2. Pay a $9.99 monthly subscription after a free trial, billed quarterly

Buy or subscribe to a Mode Earn Phone and take control of your finances today!

Where Can You Use an Amazon Gift Card?

Although you can't pay an Amazon credit card with a gift card, Amazon gift cards are great to have, and you can use them in various ways. This reward card can be used to purchase a huge selection of products on the retailer’s website, as well as items and services from the company’s affiliate websites.

For example, you can get a Kindle subscription and content with an Amazon gift card. You can also get a Gift of Prime—a reward card intended solely for use on Amazon Prime. Another possibility is to spend your gift card funds on Amazon Fresh services.

Are you into cryptocurrency? Why not buy bitcoin using your Amazon gift card!

If none of that sounds appealing, numerous online retailers accept Amazon gift cards as a payment method—so shop away!

Featured image source: Clay Banks